Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

Letters

Show You Care With Smart Planning

Kiplinger’s Personal Finance

HOW THE SECOND TRUMP TERM COULD AFFECT YOUR FINANCES • Income tax cuts are likely to be extended, but electric vehicle tax credits could disappear.

CONFRONTING THE CHALLENGES FACING THE U.S. RETIREMENT SYSTEM • Many still lack access to a workplace retirement plan.

MEDICARE PART B PREMIUMS TO RISE 6% IN 2025 • But out-of-pocket costs for Part D prescription drugs will be capped at $2,000.

CALENDAR FEBRUARY 2025

Briefing • INFORMATION ABOUT THE MARKETS AND YOUR MONEY

CASH IN ON THE INFRASTRUCTURE BUILDING BOOM • Consider these stocks and funds to make the most of the U.S. industrial renaissance.

THE PROS AND CONS OF PRIVATE DEBT • Acting as banker to nonpublic companies can be lucrative for intrepid investors.

IS A LOST DECADE AHEAD FOR STOCKS? • Some Wall Street strategists foresee stagnant returns, but not all agree.

How to Hedge Against Tariffs

A BETTER FUND FOR FOREIGN DIVIDENDS

GOLD CONTINUES TO SHINE

Aim for the Middle of the Curve

OFFENSE OR DEFENSE: WHY CHOOSE?

ESTATE PLANNING Protect Your Wishes and Your Legacy • Whatever your circumstances, you can take these steps to build an estate plan that benefits both you and your loved ones.

CHECK YOUR COLLEGE’S FINANCIAL HEALTH • Declining enrollment has forced a growing number of small colleges to shut down.

SHIELD YOURSELF FROM FRAUD

Should You Use Add-On CDs?

GET THE RIGHT ADVICE IN RETIREMENT • If you’ve saved up a decent-size nest egg with a financial services firm, chances are good it has offered you financial advice—for a price. Is it worth it?

Lessons for Retirement Success

Download your FREE issue…

WATCH OUT FOR NUDGES THAT STEER YOU TO TRADE TOO MUCH

Give the Gift of Life Insurance • Show your love for your sweetheart by protecting against disaster.

A TOOL TO ADD TO YOUR ID THEFT ARSENAL • Credit-monitoring services can help you detect fraud quickly.

THE ALLURE OF SHOULDER SEASON TRAVEL • Lighter crowds, lower prices and mild weather are attractive reasons to take a vacation outside of peak periods.

EMPOWERING FAMILIES WITH FINANCIAL PLANNING • Through her pro bono work, this CFP provides free help with budgeting, saving and more.